PUBLIC LAW 101-73 —AUG. 9, 1989 103 STAT. 273 quired before the date of enactment of the Financial Institu- tions Reform, Recovery, and Enforcement Act of 1989. "(h) DISCLOSURES BY UNINSURED SAVINGS ASSOCIATIONS. — "(1) IN GENERAL.—Any savings association the deposits of which are not insured by the Corporation under this Act shall disclose clearly and conspicuously in periodic statements of account and in all advertising that the savings association's deposits are 'not federally insured'. "(2) MANNER AND CONTENT.— The Corporation may, by regula- tion or order, prescribe the manner and content of the disclo- sure. "(3) ENFORCEMENT. — Compliance with the requirements of this subsection, and any regulation prescribed or order issued under this subsection, shall be enforced under section 8 in the same manner and to the same extent as if the savings associa- tion were an insured State nonmember bank, "(i) OTHER AUTHORITY NOT AFFECTED.— Th is section may not be construed as limiting— "(1) any other authority of the Corporation; or "(2) any authority of the Director of the Office of Thrift Supervision or of a State to impose more stringent restric- -r tions.". SEC. 223. NONDISCRIMINATION. Section 22 of the Federal Deposit Insurance Act (12 U.S.C. 1830) is amended to read as follows: "SEC. 22. NONDISCRIMINATION. "It is not the purpose of this Act to discriminate in any manner against State nonmember banks or State savings associations and in favor of national or member banks or Federal savings associations, respectively. It is the purpose of this Act to provide all banks and savings associations with the same opportunity to obtain and enjoy the benefits of this Act.". SEC. 224. BROKERED DEPOSITS. (a) IN GENERAL.— The Federal Deposit Insurance Act is amended by inserting after section 28 (as added by section 222 of this title) the following new section: "SEC. 29. BROKERED DEPOSITS. 12 USC 1831f. "(a) IN GENERAL. —A troubled institution may not accept funds obtained, directly or indirectly, by or through any deposit broker for deposit into 1 or more deposit accounts. (b) RENEWALS AND ROLLOVERS TREATED AS ACCEPTANCE OF FUNDS.— Any renewal of an account in any troubled institution and any rollover of any amount on deposit in any such account shall be treated as an acceptance of funds by such troubled institution for purposes of subsection (a). "(c) WAIVER AUTHORITY.—The Corporation may, on a case-by-case basis and upon application by an insured depository institution, waive the applicability of subsection (a) upon a finding that the acceptance of such deposits does not constitute an unsafe or unsound practice with respect to such institution, ^ "(d) LIMITED EXCEPTION FOR CERTAIN CONSERVATORSHIPS. —In the case of any insured depository institution for which the Corporation has been appointed as conservator, subsection (a) shall not apply to
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