PUBLIC LAW 101-625—NOV. 28, 1990 104 STAT. 4239 is authorized to be appropriated to carry out this section $6,700,000 for fiscal year 1991 and $7,000,000 for fiscal year 1992, of which amounts $2,000,000 shall be available in each such fiscal year to carry out paragraph (5)(D).". (2) EXTENSION OF PROGRAM.— Section 106(c)(9) of the Housing and Urban Development Act of 1968 (12 U.S.C. 1701x(c)(9)) is amended by striking "September 30, 1990" and inserting "September 30, 1992". (3) NOTIFICATION OF AVAILABILITY OF HOMEOWNERSHIP COUN- SELING.—Section 106(c)(5) of the Housing and Urban Development Act of 1968 (12 U.S.C. 1701x(c)(5)) is amended to read as follows: " (5) NOTIFICATION OF AVAILABILITY OF HOMEOWNERSHIP COUN- SEUNG.— "(A) IN GENERAL. — Except as provided in subparagraph (C), if any eligible homeowner fails to pay any amount by the date the amount is due under a home loan, the creditor of the loan shall notify the homeowner of the availability of any homeownership counseling offered by the creditor and, as a supplement to counseling provided by the creditor, shall notify the homeowner of 1 of the following: "(i) The availability of homeownership counseling provided by nonprofit organizations approved by the Secretary and experienced in the provision of homeownership counseling. "(ii) The toll-free telephone number described in subparagraph (D)(i). "(B) DEADLINE FOR NOTIFICATION. — The notification required in subparagraph (A) shall be made— "(i) in a manner approved by the Secretary; and "(ii) before the expiration of the 45-day period beginning on the date on which the failure referred to in such subparagraph occurs. "(C) EXCEPTIONS.—Notification under subparagraph (A) shall not be required with respect to any loan— "(i) insured or guarsmteed under chapter 37 of title 38, United States Code; or "(ii) for which the eligible homeowner pays the emiount overdue before the expiration of the 45-day period under subparagraph (B)(ii). "(D) ADMINISTRATION AND COMPUANCE.— The Secretary shall, to the extent of amounts approved in appropriation Acts, enter into an agreement with an appropriate private entity under which the entity will— "(i) operate a toll-free telephone number through which any eligible homeowner can obtain a list of nonprofit organizations that— "(I) are approved by the Secretary and experienced in the provision of homeownership counseling; and (II) serve the area in which the residential property of the homeowner is located; "(ii) monitor the compliance of creditors with the requirements of subparagraphs (A) and (B); and (iii) report to the Secretary not less than annually regarding the extent of compliance of creditors with the requirements of subparagraphs (A) and (B).
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