'-'•. • > A*^«. PUBLIC LAW 103-394—OCT. 22, 1994 108 STAT. 4131 "(E) whether the compensation is reasonable based on the customary compensation charged by comparably skilled practitioners in cases other than cases under this title. (4)(A) Except as provided in subparagraph (B), the court shall not allow compensation for— "(i) unnecessary duplication of services; or "(ii) services that were not— "(I) reasonably likely to benefit the debtor's estate; or "(II) necessary to the administration of the case. "(B) In a chapter 12 or chapter 13 case in which the debtor is an individual, the court may allow reasonable compensation to the debtor's attorney for representing the interests of the debtor in connection with the bankruptcy case based on a consideration of the benefit and necessity of such services to the debtor and the other factors set forth in this section. "(5) The court shall reduce the amount of compensation Courts, awarded under this section by the amount of any interim compensation awarded under section 331, and, if the amount of such interim compensation exceeds the amount of compensation awarded under this section, may order the return of the excess to the estate. "(6) Any compensation awarded for the preparation of a fee application shall be based on the level and skill reasonably required to prepare the application.". SEC. 225. NOTICES TO CREDITORS. Section 342 of title 11, United States Code, is amended by adding at the end the following: "(c) If notice is required to be given by the debtor to a creditor under this title, any rule, any applicable law, or any order of the court, such notice shall contain the name, address, and taxpayer identification number of the debtor, but the failure of such notice to contain such information shall not invalidate the legal effect of such notice.". TITLE III—CONSUMER BANKRUPTCY ISSUES SEC. 301. PERIOD FOR CURING DEFAULT RELATING TO PRINCIPAL RESIDENCE. Section 1322 of title 11, United States Code, is amended— (1) by redesignating subsection (c) as subsection (d), and (2) by inserting after subsection (b) the following: "(c) Notwithstanding subsection (b)(2) and applicable nonbankruptcy law— "(1) a default with respect to, or that gave rise to, a lien on the debtor's principal residence may be cured under paragraph (3) or (5) of subsection (b) until such residence is sold at a foreclosure sale that is conducted in accordance with applicable nonbankruptcy law; and "(2) in a case in which the last payment on the original payment schedule for a claim secured only by a security interest in real property that is the debtor's principal residence is due before the date on which the final pa3anent under the plan is due, the plan may provide for the payment of the claim as modified pursuant to section 1325(a)(5) of this title.". 79-194 O—95—21: QL 3 Part 5
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