PUBLIC LAW 105-244 —OCT. 7, 1998 112 STAT. 1685 (i) by striking "428(c)(10r and inserting "428(c)(9)"; and (ii) by striking the period at the end and inserting "; and"; (C) by adding at the end the following new subparagraph: "(Y) provides that— "(i) the lender shall determine the eligibility of a borrower for a deferment described in subparagraph (M)(i) based on receipt of— "(I) a request for deferment from the borrower and documentation of the borrower's eligibility for the deferment; "(II) a newly completed loan application that documents the borrower's eligibility for a deferment; or "(III) student status information received by the lender that the borrower is enrolled on at least a half-time basis; and "(ii) the lender will notify the borrower of the granting of any deferment under clause (i)(II) or (III) of this subparagraph and of the option to continue paying on the loan.". (9) RESTRICTIONS ON INDUCEMENTS. —Section 428(b)(3) is amended— 20 USC 1078. (A) by striking subparagraph (C) and inserting the following: "(C) conduct unsolicited mailings of student loan application forms to students enrolled in secondary school or a postsecondary institution, or to psirents of such students, except that applications may be mailed to borrowers who have previously received loans guaranteed under this part by the guarsmty agency; or"; and (B) by adding at the end the following new sentence: "It shall not be a violation of this paragraph for a guaranty agency to provide assistance to institutions of higher education comparable to the kinds of assistance provided to institutions of higher education by the Department of Education.". (10) DELAY IN COMMENCEMENT OF REPAYMENT PERIOD. — Section 428(b)(7) is amended by adding at the end the following: "(D) There shall be excluded from the 6-month period that begins on the date on which a student ceases to carry at least one-half the normal full-time academic workload as described in subparagraph (A)(i) any period not to exceed 3 years during which a borrower who is a member of a reserve component of the Armed Forces named in section 10101 of title 10, United States Code, is called or ordered to active duty for a period of more than 30 days (as defined in section 101(d)(2) of such title). Such period of exclusion shall include the period necessary to resume enrollment at the borrower's next available regular enrollment period.". (11) REPAYMENT PLANS. —Section 428(b) is amended by adding at the end the following: " (9) REPAYMENT PLANS. — "(A) DESIGN AND SELECTION.—In accordance with regu- Regulations, lations promulgated by the Secretary, the lender shall offer a borrower of a loan made under this part the plans 59-194O-98 -26:QL3Part2
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