PUBLIC LAW 105-347—NOV. 2, 1998
112 STAT. 3211
agency or department msikes a written finding as prescribed under
section 604(b)(4)(A).".
SEC. 5. CIVIL SUITS AND JUDGMENTS.
Section 605(a) of the Fair Credit Reporting Act (15 U.S.C.
1681c(a)) is amended—
(1) in paragraph (2), by striking "Suits and Judgments
which" and inserting "Civil suits, civil judgments, and records
of arrest that";
(2) by striking paragraph (5);
(3) in paragraph (6), by inserting ", other than records
of convictions of crimes" after "of information"; and
(4) by redesignating paragraph (6) as paragraph (5).
SEC. 6. TECHNICAL AMENDMENTS.
The Fair Credit Reporting Act (15 U.S.C. 1601 et seq.) is
amended—
(1) in section 603(d)(2)(A)(iii), by striking "any communica- 15 USC 1681a.
tion" and inserting "communication";
(2) in section 603(o)(l), by striking "(d)(2)(E)" and inserting
"(d)(2)(D)";
(3) in section 603(o)(4), by striking "or" at the end and
inserting "and";
(4) in section 604(g), by striking "or a direct marketing 15 USC I68lb.
transaction";
(5) in section 611(a)(7), by striking "(6)(B)(iv)" and inserting 15 USC I68ii.
"(6)(B)(iii)"; and
(6) in section 621(b), by striking "or (e)".
15 USC I68ls.
SEC. 7. EFFECTIVE DATE.
15 USC 1681a
The amendments made by this Act shall be deemed to have
the same effective date as the amendments made by section 2403
of the Consumer Credit Reporting Reform Act of 1996 (Public Law
104-208; 110 Stat. 3009 -1257).
Approved November 2, 1998.
LEGISLATIVE HISTORY—S. 2561:
CONGRESSIONAL RECORD, Vol. 144 (1998):
Oct. 6, considered and passed Senate.
Oct. 8, considered and passed House.
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