12 2 STA T . 2 697PUBLIC LA W 11 0– 2 8 9 —J UL Y3 0 , 2008 exist s pur su an tt o t h e d ata pro v ided by an enterprise in para -g raph (1), the D ire c tor sha l l l‘ ‘( A )re f er the preli m inary finding to the appropriate regulatory or enforcement agency for further revie w; and ‘‘( B )re q uire the enterprise to submit additional data with respect to any lender or lenders, as appropriate and to the extent practicable, to the Director who shall submit any such additional data to the regulatory or enforcement agency for appropriate action . ‘‘( 3 )A N N UALREPO R T TO C ON G RE S S. —T he Director shall submit to the C ommittee on F inancial S ervices of the H ouse of R epresentatives and the Committee on Ban k ing, Housing, and U rban Affairs of the Senate a report describing the actions taken, and being taken, by the Director to carry out this sub- section. N o such report shall identify any lender or lenders who have not been found to have engaged in discriminatory lending practices pursuant to a final ad j udication on the record, and after opportunity for an administrative hearing, in accord- ance with subchapter I I of chapter 5 of title 5, United States Code. ‘‘( 4 ) P ROTECT I ONO F I D ENTIT Y OF INDI V IDUALS.—In carrying out this subsection, the Director shall ensure that no property- related or financial information that would enable a borrower to be identified shall be made public. ‘ ‘ SEC.13 3 2 .S INGL E -FAM IL YHOU SING GOALS. ‘‘(a) IN G ENERAL.—The Director shall, by regulation, establish annual goals for the purchase by each enterprise of the following types of mortgages for the following categories of families
‘‘(1) PURC H ASE- M ONEY MORTGAGES.—A goal for purchase of conventional, conforming, single-family, purchase money mortgages financing owner-occupied housing for each of the following categories of families: ‘‘(A) L ow-income families. ‘‘(B) Families that reside in low-income areas. ‘‘(C) V ery low-income families. ‘‘( 2 ) REFINANCING MORTGAGES.—A goal for purchase of conventional, conforming mortgages on owner-occupied, single- family housing for low-income families that are given to pay off or prepay an existing loan secured by the same property. ‘‘(b) GOALS AS A PERCENTAGE OF TOTAL M ORTGAGE PUR- CHASES.—The goals established under paragraphs (1) and (2) of subsection (a) shall be established as a percentage of the total number of conventional, conforming, single-family, owner-occupied, purchase money mortgages purchased by the enterprise, or as percentage of the total number of conventional, single-family, owner- occupied refinance mortgages purchased by the enterprise, as applicable, that are mortgages for the types of families specified in paragraphs (1) and (2) of subsection (a). ‘‘(c) SINGLE-FAMILY, OW NER-OCCUPIED RENTAL HOUSING UNITS.—The Director shall require each enterprise to report the number of rental housing units affordable to low-income families each year which are contained in mortgages purchased by the enterprise financing 2- to 4-unit single-family, owner-occupied prop- erties and may, by regulation, establish additional requirements relating to such units. ‘‘(d) DETERMINATION OF COMPLIANCE.— Reports.D e adlin e. Re gu lations. 12USC456 2.
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