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A Provident Fund
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lady subscriber gave the Mission six dozen sunbonnets for cab-horses, and thereby added to the comfort of the animals and the gaiety of the streets.

Another very excellent society, the "Hackney Carriage Proprietors' Provident Fund," was founded, by the late Mr. Herbert Rymill, in April, 1873. It was started to establish a fund for providing annuities of £26 to aged, decayed, or disabled proprietors or their widows, and to afford temporary relief to its members or to the widows and children of deceased members. It was registered under the Friendly Societies Acts in July, 1878, and in January, 1887, its title was changed to the "Hackney Carriage Proprietors' Provident Institution." For an annual subscription of £1 1s. a member is able to make provision against misfortune. Many a cab proprietor has, through no fault of his own, been reduced from comfortable circumstances to want. One of his horses may have contracted glanders in consequence of the driver foolishly permitting it to drink at a public trough; the disease spreads through his stables and a number of his horses have to be destroyed. To a wealthy cab proprietor this is a serious loss,