to do, I shall then, to secure to myself the money's worth of my barrel and his half barrel, put his heart up at public auction, and, as it is cruel to part families, throw in his wife's and children's?"
"I understand," with a pathetic shudder; "but even did it come to that, such a step on the creditor's part, let us, for the honor of human nature, hope, were less the intention than the contingency."
"But, Frank, a contingency not unprovided for in the taking beforehand of due securities."
"Still, Charlie, was not the loan in the first place a friend's act?"
"And the auction in the last place an enemy's act. Don't you see? The enmity lies couched in the friendship, just as the ruin in the relief."
"I must be very stupid to-day, Charlie, but really, I can't understand this. Excuse me, my dear friend, but it strikes me that in going into the philosophy of the subject, you go somewhat out of your depth."
"So said the incautious wader-out to the ocean; but the ocean replied: 'It is just the other way, my wet friend,' and drowned him."
"That, Charlie, is a fable about as unjust to the ocean, as some of Æsop's are to the animals. The ocean is a magnanimous element, and would scorn to assassinate a poor fellow, let alone taunting him in the act. But I don't understand what you say about enmity couched in friendship, and ruin in relief."
"I will illustrate, Frank. The needy man is a train slipped off the rail. He who loans him money on inter-
