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How, as long as man does not restore what he owes God, he cannot be happy, nor is he excused by want of power.

Anselm. If a man is called unjust who does not pay his fellow-man a debt, much more is he unjust who does not restore what he owes God.

Boso. If he can pay and yet does not, he is certainly unjust. But if he be not able, wherein is he unjust?

Anselm. Indeed, if the origin of his inability were not in himself, there might be some excuse for him. But if in this very impotence lies the fault, as it does not lessen the sin, neither does it excuse him from paying what is due. Suppose one should assign his slave a certain piece of work, and should command him not to throw himself into a ditch, which he points out to him and from which he could not extricate himself; and suppose that the slave, despising his master's command and warning, throws himself into the ditch before pointed out, so as to be utterly unable to accomplish the work assigned; think you that his inability will at all excuse him for not doing his appointed work?

Boso. By no means, but will rather increase his crime, since he brought his inability upon himself. For doubly hath he sinned, in not doing what he was commanded to do and in doing what he was forewarned not to do.

Anselm. Just so inexcusable is man, who has voluntarily brought upon himself a debt which he cannot pay, and by his own fault disabled himself, so that he can neither escape his previous obligation not to sin, nor pay the debt which be has incurred by sin. For his very inability is guilt, because he ought not to have it; nay, he ought to be free from it; for as it is a crime not to have what he ought, it is also a crime to have what he ought not. Therefore, as it is a crime in man not to have that power which he received to avoid sin, it is also a crime to have that inability by which he can neither do right and avoid sin, nor restore the debt which he owes on account of his sin. For it is by his own free action that he loses that power, and falls into this inability. For not to have the power which one ought to have, is the same thing as to have the inability which one ought not to have. Therefore man's inability to restore what he owes to God, an inability brought upon himself for that very purpose, does not excuse man from paying; for the result of sin cannot excuse the sin itself.

Boso. This argument is exceedingly weighty, and must be true.

Anselm. Man, then, is unjust in not paying what he owes to God.

Boso. This is very true; for he is unjust, both in not paying, and in not being able to pay.

Anselm. But no unjust person shall be admitted to happiness; for as that happiness is complete in which there is nothing wanting, so it can belong to no one who is not so pure as to have no injustice found in him.

Boso. I dare not think otherwise.

Anselm. He, then, who does not pay God what he owes can never be happy.

Boso. I cannot deny that this is so.

Anselm. But if you choose to say that a merciful God remits to the suppliant his debt, because he cannot pay; God must be said to dispense with one of two things, viz., either this which man ought voluntarily to render but cannot, that is, an equivalent for his sin, a thing which ought not to be given up even to save the whole universe besides God; or else this, which, as I have before said, God was about to take away from man by punishment, even against man's will, viz., happiness. But if God gives up what man ought freely to render, for the reason that man cannot repay it, what is this but saying that God gives up what he is unable to obtain? But it is mockery to ascribe such compassion to God. But if God gives up what he was about to take from unwilling man, because man is unable to restore what he ought to restore freely, He abates the punishment and makes man happy on account of his sin, because he has what he ought not to have. For he ought not to have this inability, and therefore as long as he has it without atonement it is his sin. And truly such compassion on the part of God is wholly contrary to the Divine justice, which allows nothing but punishment as the recompense of sin. Therefore, as God cannot be inconsistent with himself, his compassion cannot be of this nature.

Boso. I think, then, we must look for another mercy than this.

Anselm. But suppose it were true that God pardons the man who does not pay his debt because he cannot.

Boso. I could wish it were so.

Anselm. But while man does not make payment, he either wishes to restore, or else he does not wish to. Now, if he wishes to do what he cannot, he will be needy, and if he does not wish to, he will be unjust.

Boso. Nothing can be plainer.

Anselm. But whether needy or unjust, he will not be happy.

Boso. This also is plain.

Anselm. So long, then, as he does not restore, he will not be happy.

Boso. If God follows the method of justice, there is no escape for the miserable wretch, and God's compassion seems to fail.

Anselm. You have demanded an explanation; now hear it. I do not deny that God is merciful, who preserveth man and beast, according to the multitude of his mercies. But we are speaking of that exceeding pity by which he makes man happy after this life. And I think that I have amply proved, by the reasons given above, that happiness ought not to be bestowed upon any one whose sins have not been wholly put away; and that this remission ought not to take place, save by the payment of the debt incurred by sin, according to the extent of sin. And if you think that any objections can be brought against these proofs, you ought to mention them.

Boso. I see not how your reasons can be at all invalidated.

Anselm. Nor do I, if rightly understood. But even if one of the whole number be confirmed by impregnable truth, that should be sufficient. For truth is equally secured against all doubt, if it be demonstrably proved by one argument as by many.

Boso. Surely this is so. But how, then, shall man be saved, if he neither pays what he owes, and ought not to be saved without paying? Or, with what face shall we declare that God, who is rich in mercy above human conception, cannot exercise this compassion?

Anselm. This is the question which you ought to ask of those in whose behalf you are speaking, who have no faith in the need of Christ for man's salvation, and you should also request them to tell how man can be saved without Christ. But, if they are utterly unable to do it, let them cease from mocking us, and let them hasten to unite themselves with us, who do not doubt that man can be saved through Christ; else let them despair of being saved at all. And if this terrifies them, let them believe in Christ as we do, that they may be saved.

Boso. Let me ask you, as I have begun, to show me how a man is saved by Christ.