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JOSEPH AND HIS FRIEND.

which renders collision and wreck impossible! I have long been accustomed to consider it in the light of power, not of property, and I classify men according as they take one or the other view. The latter are misers; but the former, sir, are philosophers!"

Joseph scarcely knew how to answer this burst of eloquence. But there was no necessity for it; the ladies entered the room at that moment, each one, in her own way, swiftly scrutinizing the two gentlemen. Mrs. Blessing's face lost its woe-worn expression, while a gleam of malicious satisfaction passed over Clementina's.

The next day, on their journey to the country, Julia suddenly said, "I am sure, Joseph, that pa made use of your generosity; pray don't deny it!"

There was the faintest trace of hardness in her voice, which he interpreted as indicating dissatisfaction with his failure to confide the matter to her.

"I have no intention of denying anything, Julia," he answered. "I was not called upon to exercise generosity; it was simply what your father would term an 'accommodation.'"

"I understand. How much?"

"An endorsement of his note for a thousand dollars, which is little, when it will prevent him from losing valuable securities."

Julia was silent for at least ten minutes; then, turning towards him with a sternness which she vainly endeavored to conceal under a "wreathed smile," she said: "In future, Joseph, I hope you will always consult me in any pecuniary venture. I may not know much about such matters, but it is my duty to learn. I have been obliged to hear a great deal of financial talk from pa and his friends, and could not