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(B) in paragraph (1), by striking ‘‘and the Office of Thrift Supervision’’; and (2) in subsection (b)(1)— (A) in subparagraph (A)— (i) in the first sentence— (I) by striking ‘‘and the Director of the Office of Thrift Supervision,’’; and (II) by striking ‘‘or the Director’’; and (ii) in the second sentence, by striking ‘‘and the Director of the Office of Thrift Supervision’’; and (B) in subparagraph (B), by striking ‘‘and the Director of the Office of Thrift Supervision’’. (x) HOME MORTGAGE DISCLOSURE ACT OF 1975.—The Home Mortgage Disclosure Act of 1975 (12 U.S.C. 2801 et seq.) is amended— (1) in section 304— (A) in subsection (b)(5)(A), by striking ‘‘15 U.S.C. 1602(aa)(4)’’ and inserting ‘‘section 103(aa)(4) of the Truth in Lending Act’’; and (B) in subsection (j)(3) (12 U.S.C. 2803(j)(3)), by adding a period at the end; and (2) in section 305(b)(1)(A) (12 U.S.C. 2804(b)(1)(A))— (A) in the matter preceding clause (i), by inserting ‘‘by’’ before ‘‘the appropriate Federal banking agency’’; and (B) in clause (iii), by striking ‘‘bank as,’’ and inserting ‘‘bank, as’’. (y) HOME OWNERS’ LOAN ACT.—The Home Owners’ Loan Act (12 U.S.C. 1461 et seq.) is amended— (1) in section 5 (12 U.S.C. 1464)— (A) in subsection (d)(2)(E)(ii)— (i) in the first sentence, by striking ‘‘Except as provided in section 21A of the Federal Home Loan Bank Act, the’’ and inserting ‘‘The’’; and (ii) by striking ‘‘, at the Director’s discretion,’’; (B) in subsection (i)(6), by striking ‘‘the Office of Thrift Supervision or’’; (C) in subsection (m), by striking ‘‘Director’s’’ each place that term appears and inserting ‘‘appropriate Federal banking agency’s’’; (D) in subsection (n)(9)(B), by striking ‘‘Director’s’’ and inserting ‘‘Comptroller’s’’; and (E) in subsection (s)— (i) in paragraph (1)— (I) in the matter preceding subparagraph (A), by striking ‘‘of such Act)’’ and all that follows through ‘‘shall require’’ and inserting ‘‘of such Act), the appropriate Federal banking agency shall require’’; and (II) in subparagraph (B), by striking ‘‘other methods’’ and all that follows through ‘‘determines’’ and inserting ‘‘other methods as the appropriate Federal banking agency determines’’; (ii) in paragraph (2)— (I) by striking ‘‘DETERMINED’’ and all that follows through ‘‘may, consistent’’ and inserting ‘‘DETERMINED BY APPROPRIATE FEDERAL BANKING AGENCY CASE-BY-CASE.—The appropriate Federal banking agency may, consistent’’; and (II) by striking ‘‘capital-to-assets’’ and all that follows through ‘‘determines to be necessary’’ and inserting ‘‘capital-to-assets as the appropriate Federal banking agency determines to be necessary’’; and (iii) in paragraph (3)— (I) by striking ‘‘agency, may’’ and inserting ‘‘agency may’’; and (II) by striking ‘‘the Comptroller’’ and inserting ‘‘the appropriate Federal banking agency’’; (2) in section 6(c) (12 U.S.C. 1465(c)), by striking ‘‘sections’’ and inserting ‘‘section’’; (3) in section 10 (12 U.S.C. 1467a)— (A) in subsection (b)(6), by striking ‘‘time’’ and all that follows through ‘‘release’’ and inserting ‘‘time, upon the motion or application of the Board, release’’; (B) in subsection (c)(2)(H)— (i) in the matter preceding clause (i)— (I) by striking ‘‘1841(p))’’ and inserting ‘‘1841(p)))’’; and (II) by inserting ‘‘(12 U.S.C. 1843(k))’’ before ‘‘if—’’; and (ii) in clause (i), by inserting ‘‘of 1956 (12 U.S.C. 1843(l) and (m))’’ after ‘‘Company Act’’; and
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(C) in subsection (e)(7)(B)(iii)— (i) by striking ‘‘Board of the Office of Thrift Supervision’’ and inserting ‘‘Director of the Office of Thrift Supervision’’; and (ii) by inserting ‘‘, as defined in section 2 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (12 U.S.C. 5301)’’ after ‘‘transfer date’’; and (4) in section 13 (12 U.S.C. 1468b), by striking ‘‘the a’’ and inserting ‘‘a’’. (z) HOUSING ACT OF 1948.—Section 502(c)(3) of the Housing Act of 1948 (12 U.S.C. 1701c(c)(3)) is amended by striking ‘‘Federal Home Loan Bank Agency’’ and inserting ‘‘Federal Housing Finance Agency’’. (aa) HOUSING AND URBAN DEVELOPMENT ACT OF 1968.—Section 106(h)(5) of the Housing and Urban Development Act of 1968 (12 U.S.C. 1701x(h)(5)) is amended by striking ‘‘authorised’’ and inserting ‘‘authorized’’. (bb) INTERNATIONAL BANKING ACT OF 1978.— Section 15 of the International Banking Act of 1978 (12 U.S.C. 3109) is amended— (1) in each of subsections (a) and (b)— (A) by striking ‘‘, and Director of the Office of Thrift Supervision’’ each place that term appears; and (B) by inserting ‘‘and’’ before ‘‘Federal Deposit’’ each place that term appears; (2) in subsection (a), by striking ‘‘Comptroller, Corporation, or Director’’ and inserting ‘‘Comptroller of the Currency, or Corporation’’; and (3) in subsection (c)(4)— (A) by inserting ‘‘and’’ before ‘‘the Federal Deposit’’; and (B) by striking ‘‘, and the Director of the Office of Thrift Supervision’’. (cc) INTERNATIONAL LENDING SUPERVISION ACT OF 1983.—Section 912 of the International Lending Supervision Act of 1983 (12 U.S.C. 3911) is amended— (1) by amending the section heading to read as follows: ‘‘EQUAL REPRESENTATION FOR FEDERAL DEPOSIT INSURANCE CORPORATION’’; (2) by striking ‘‘(a) IN GENERAL.—’’; (3) by striking subsection (b); and (4) by striking ‘‘4’’ and inserting ‘‘3’’. (dd) INTERSTATE LAND SALES FULL DISCLOSURE ACT.—The Interstate Land Sales Full Disclosure Act (15 U.S.C. 1701 et seq.) is amended in each of section 1411(b) (15 U.S.C. 1710(b)) and subsections (b)(4) and (d) of section 1418a (15 U.S.C. 1717a), by striking ‘‘Secretary’s’’ each place that term appears and inserting ‘‘Director’s’’. (ee) INVESTMENT ADVISERS ACT OF 1940.—Section 224 of the Investment Company Act of 1940 (15 U.S.C. 80b–18c) is amended in the heading of the section by striking ‘‘COMMODITIES’’ and inserting ‘‘COMMODITY’’. (ff) LEGAL CERTAINTY FOR BANK PRODUCTS ACT OF 2000.—Section 403(b)(1) of the Legal Certainty for Bank Products Act of 2000 (7 U.S.C. 27a(b)(1)) is amended by striking ‘‘that section’’ and inserting ‘‘section’’. (gg) PUBLIC LAW 93–495.—Section 111 of Public Law 93–495 (12 U.S.C. 250) is amended by striking ‘‘the Director of the Office of Thrift Supervision,’’. (hh) REVISED STATUTES OF THE UNITED STATES.—Section 5136C(i) of the Revised Statutes of the United States (12 U.S.C. 25b(i)) is amended by striking ‘‘POWERS.—’’ and all that follows through ‘‘In accordance’’ and inserting ‘‘POWERS.—In accordance’’. (ii) RIEGLE COMMUNITY DEVELOPMENT AND REGULATORY IMPROVEMENT ACT OF 1994.—Section 117(e) of the Riegle Community Development and Regulatory Improvement Act of 1994 (12 U.S.C. 4716(e)) is amended by striking ‘‘the Director of the Office of Thrift Supervision,’’. (jj) S.A.F.E. MORTGAGE LICENSING ACT OF 2008.—Section 1514 of the S.A.F.E. Mortgage Licensing Act of 2008 (12 U.S.C. 5113) is amended in each of subsections (b)(5) and (c)(4)(C), by striking ‘‘Secretary’s’’ each place that term appears and inserting ‘‘Director’s’’.
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(kk) SECURITIES EXCHANGE ACT OF 1934.—The Securities Exchange Act of 1934 (15 U.S.C. 78a et seq.) is amended— (1) in section 3D(d)(10)(A) (15 U.S.C. 78c– 4(d)(10)(A)), by striking ‘‘taking’’ and inserting ‘‘take’’; (2) in section 3E(b)(1) (15 U.S.C. 78c–5(b)(1)), by striking ‘‘though’’ and inserting ‘‘through’’; (3) in section 4(g)(8)(A) (15 U.S.C. 78d(g)(8)(A)), by striking ‘‘(2)(A)(i)’’ and inserting ‘‘(2)(A)(ii)’’; (4) in section 15 (15 U.S.C. 78o)— (A) in each of subparagraphs (B)(ii) and (C) of subsection (b)(4), by striking ‘‘dealer municipal advisor,,’’ and inserting ‘‘dealer, municipal advisor,’’; (B) by redesignating subsection (j) (relating to the authority of the Commission) as subsection (p) and moving that subsection after subsection (o); (C) as amended by section 841(d), by redesignating the second subsection (k) and second subsection (l) (relating to standard of conduct and other matters, respectively), as added by section 913(g)(1) of the Dodd-Frank Wall Street Reform and Consumer Protection Act (124 Stat. 1828), as subsections (q) and (r), respectively and moving those subsections to the end; and (D) in subsection (m), by inserting ‘‘the’’ before ‘‘same extent’’; (5) in section 15F(h) (15 U.S.C. 78o–10(h))— (A) in paragraph (2)— (i) in subparagraph (A), by inserting ‘‘a’’ after ‘‘that acts as an advisor to’’; and (ii) in subparagraph (B), by inserting ‘‘a’’ after ‘‘offers to enter into’’; and (B) in paragraph (5)(A)(i)— (i) by inserting ‘‘(A)’’ after ‘‘(18)’’; and (ii) in subclause (VII), by striking ‘‘act of’’ and inserting ‘‘Act of’’; (6) in section 15G (15 U.S.C. 78o–11)— (A) in subsection (e)(4)(A), by striking ‘‘subsection’’ and inserting ‘‘section’’; (B) in subsection (e)(4)(C)— (i) by striking ‘‘129C(c)(2)’’ and inserting ‘‘129C(b)(2)(A)’’; and (ii) by inserting ‘‘(15 U.S.C. 1639c(b)(2)(A))’’ after ‘‘Lending Act’’; and (C) in subsection (e)(5), by striking ‘‘subsection’’ and inserting ‘‘section’’; and (7) in section 17A (15 U.S.C. 78q–1), by redesignating subsection (g), as added by section 929W of the Dodd-Frank Wall Street Reform and Consumer Protection Act (relating to due diligence for the delivery of dividends, interest, and other valuable property rights) as subsection (n) and moving that subsection to the end. (ll) TELEMARKETING AND CONSUMER FRAUD AND ABUSE PREVENTION ACT.—Section 3(b) of the Telemarketing and Consumer Fraud and Abuse Prevention Act (15 U.S.C. 6102(b)) is amended by inserting before the period at the end the following: ‘‘, provided, however, nothing in this section shall conflict with or supersede section 6 of the Federal Trade Commission Act (15 U.S.C. 46)’’. (mm) TITLE 5.—Title 5, United States Code, is amended— (1) in section 3132(a)(1)(D), as amended by section 711, by striking ‘‘the Office of Thrift Supervision,, the Resolution Trust Corporation,’’; and (2) in section 5314, by striking ‘‘Director of the Office of Thrift Supervision.’’. (nn) TITLE 31.— (1) AMENDMENTS.—Title 31, United States Code, is amended— (A) by striking section 309; and (B) in section 714(d)(3)(B) by striking ‘‘a audit’’ and inserting ‘‘an audit’’. (2) ANALYSIS.—The analysis for subchapter I of chapter 3 of title 31, United States Code, is amended by striking the item relating to section 309. (oo) TRUTH IN LENDING ACT.—The Truth in Lending Act (15 U.S.C. 1601 et seq.) is amended— (1) in section 105 (15 U.S.C. 1604), by inserting subsection (h), as added by section 1472(c) of the
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