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THE INDIVIDUAL, SOCIETY, AND THE STATE.
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from the town? eh? The devils go into the thing with their eyes open, I suppose. A bargain's a bargain, isn't it? What do they mean by compensation? I'd compensate them. Clap them into the stocks. That's what they want. Depend upon it, sir," he added, lowering his voice to a husky whisper, "the old man is an unscrupulous agitator, and if I had my way, I would lock him up. If he's loose much longer, he will ruin the country. Whoa, Jerry, steady my pet; damn that horse!" We were now drawing up at the Royal Oak, and, to say the truth, I was not altogether sorry to get out of the atmosphere of fine, old, crusted toryism, and walk along the street among my equals. And yet, there was about the man a rugged horror of mean meddling and State coddling which one could not but respect. "A bargain's a bargain." Well, that is not very original; but it argues a healthy moral tone. The rabbit-pie argument struck me as rather weak, but, take him for all in all, I have met politicians who have disgusted me a good deal more than Lord Brownmead.

It was now dusk, and the evening papers were out. I stopped to read the placards on the wall, giving a summary of the day's news. There was nothing very new. "Three children murdered by a mother." "Great fire in the Strand." "Loss of the Seagull with all hands." On looking into the details to which these announcements referred, I found that the mother of the children was a widow, who had insured the lives of her little ones in the London and County Fire Office for £10 each, and had then pushed them into a reservoir. Her explanation that they had fallen in while playing would no doubt have met with general acceptance but for the discovery of marks of violence on the neck of the eldest daughter, who had evidently struggled resolutely for life. Other evidence then cropped up, which made it certain that the children were victims of foul play. The editor of the paper expressed himself to the effect that no insurance company ought to be allowed to insure the lives of children, thus putting temptation in the way of the poor. Oddly enough, the fire in the Strand seemed to have resulted from a similar motive and a similar transaction. A hairdresser had insured his fittings and stock for £150 and then set fire to his shop. Commenting on this, the editor had nothing to say about the iniquity of tempting people to commit arson, but he thought the State should see that all buildings in a public street were provided with concrete floors and asbestos paint; and that muslin curtains should be forbidden. The Seagull, laden with coals for Gibraltar, had gone down within sight of land, off Holyhead, before assistance could be obtained. It appears she had been insured in the Liverpool Mutual Marine Association for double the value of hull and cargo. One of the crew had refused to go, on the ground that she was unseaworthy, and he was sentenced to fourteen days' imprisonment under the Merchant Shipping Act. The editor was of opinion that, although he had been justly sentenced, still, he thought, this fearful fulfilment of his prognostication would have such an effect on the minds of the public that his further incarceration would be highly inexpedient, and might lead to rioting. He was further of opinion that marine insurance ought to be entirely prohibited, except when undertaken by underwriters "in the usual way." This article, I have since heard, made a great sensation at Lloyd's, and four thousand copies of the paper were gratuitously distributed in the neighborhood of the docks both in Liverpool and London. A committee is being formed for the purpose of urging Parliament to make all marine policies void, except those which have been made "in he usual way." It is obvious that the crew of the Seagull have not died