can have the courage, though his conscience is up to it, to ask double for such articles as oil, rice, fuel, &c. Well, it is thus:—The Márwári buys his articles of the poorest quality at the cheapest market. He buys when things go merely for the asking. He buys in the lump, and charges a heavy discount. He keeps shop in a locality from which the nearest market measures by the mile. He sells his goods on credit, and, of course, in retail. He weighs and measures as he likes, and the customer has only to smile and accept the article held out. His weights and measures are not of the latest make, and he often substitutes pieces of stone for standard weights. It is easy now to see how the Márwári earns at least cent, per cent, at his shop.
His Modus Operandi.
He allows credit to the customers till it has reached, say, a rupee; then begins the interest at two annas a month; then it becomes a book debt; then is required a security—an old ring, a few cooking utensils, some wearing apparel, &c. These are lodged with the Márwári till the lodger has drawn upon the shop for about half their
