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The Conquest

and state banks alike, as regards the depositors, in the event of insolvency. I did not mean to bring out such a storm but he flew into an accusation, exclaiming excitedly:

"That's just the way you are! You must have everything your way! I never saw such a contrary man! You won't believe anything!"

"But, Reverend," I remonstrated. "I have no 'way' in this. What I have quoted you is simply the law, the law governing national and state bank deposits, that you can read up on yourself, just the same as I have done. If I am wrong, I very humbly beg your pardon."

The poor old man was so chagrined he seemed hardly to know what to do, though this was but one of many awkward situations due to his ignorance of the most simple business matters. Another time he was trying to listen intelligently to a conversation relating to the development of the northwest, when I had occasion to speak of Jim Hill. Seeing he did not look enlightened, I repeated, this time referring to him as James J. Hill, of the Great Northern, and inquired if he had not heard of the pioneer builder.

"No, I never heard of him," he answered.

"Never heard of James J. Hill?" I exclaimed, in surprise.

"Why should I have heard of him," he said, answering my exclamation calmly.

"O, no reason at all," I concluded, and remained silent, but my face must have expressed my disgust at his ignorance, and he a public man for thirty years.