NOTES AND QUERIES. [i2s.vn.SBPT.26.io2o.
T NSTANCES occur
JL far too frequently of individuals and firms being seriously crippled by the defalcations of Employees in whom they had complete con- fidence. Speculation, living beyond their means, and a variety of other causes frequently lead Employees to " bor- row " the money of their Employers generally with the intention of making good their de- falcations. The mere knowledge by an Em- ployee that his fidelity is guaranteed by an in- suring Company and of what that guarantee implies, has a deterring influence whenever the temptation may arise to " borrow " even the most trifling sum.
The British Dominions" issue
FIDELITY INSURANCE
policies guaranteeing to Employers the fidelity of Manager, Secretaries,
Cashiers, Clerks, Travellers, Collectors, and other Employees holding
positions of trust and responsibility, and may be one of the following :
(1) INDIVIDUAL POLICIES under which a particular
employee is guaranteed for a specified sum. (2) COLLECTIVE POLICIES (3) FLOATING POLICIES
Defalcations are very serious, Sir!"
under which a specified amount,
to be agreed upon as the extent
of the Company's liability, is
placed against the name of each
individual member of the staff in
a schedule endorsed on the Policy.
under which an Employer is se-
cured against any loss up to thejull
amount of the Policy in any one
year, yjhether defalcations be com-
mitted by any one of the members
of the staff or by any number.
The Company is also prepared to grant Bonds to all departments of
H.M. Government, and to the English, Irish and Scottish Courts.
Prospectus will be forwarded upon application.
Branches and
Agents
throughout the United Kingdom.
The most
progressive Office
for all classes of
Insurance.
Head Office : British Dominions House, Royal Exchange Avenue, London, B.C. 3.
ASSETS EXCEED 19,OOO,OOO.
Printed by THE ATHEN^EDM PRESS. Bream's Buildings, K.
Printing House Squarg,
and Published by THE TIMES PUBLISHING COMPANY (Limited).
