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it. "Oh!" said the libeller, when informed of the remark, "he thinks that some time or other I shall be in his debt; but I will take good care of that." It happens, however, that men in business do not always foresee who shall be their creditor, and it so turned out that the Grants' libeller became a bankrupt, and could not complete his certificate and begin business again without obtaining their signature. It seemed to him a hopeless case to call upon that firm for any favour, but the pressing claims of his family forced him to make the application. He appeared before the man whom he had ridiculed as "Billy Button" accordingly. He told his tale and produced his certificate. "You wrote a pamphlet against us once?" said Mr. Grant. The supplicant expected to see his document thrown into the fire; instead of which Grant signed the name of the firm, and thus completed the necessary certificate. "We make it a rule," said he, handing it back, "never to refuse signing the certificate of an honest tradesman, and we have never heard that you were anything else." The tears started into the man's eyes. "Ah," continued Mr. Grant, "you see my saying was true, that you would live to repent writing that pamphlet. I did not mean it as a threat—I only meant that some day you would know us better, and repent having tried to injure us." "I do, I do, indeed, repent it." "Well, well, you know us now. But how do you get on—what are you going to do?" The poor man stated that he had friends who would assist him when his certificate was obtained. "But how are you off in the meantime?" The answer was, that, having given up every farthing to his creditors, he had been compelled to stint his family in even the