youth approaching manhood, or he is growing weaker, older, less incisive mentally, as the man approaching old age. There are no other states. Frequently there is a period between the cessation of youthful accretion and the setting in, in the case of the middle-aged man, of the tendency toward decay when the two processes are almost perfectly balanced and there is little doing in either direction. Given time enough, however, the balance becomes a sagging to the grave side. Slowly at first, then with a modest momentum, and at last the graveward process is in the full swing. So it is frequently with man's fortune. If its process of accretion is never halted, if the balancing stage is never reached, there will be no toppling. Rich men are, frequently, in these days, saved from this dissolution of their fortune by their ability to hire younger brains. These younger brains look upon the interests of the fortune as their own, and so steady and direct its progress. If each individual were left absolutely to the care of his own interests, and were given time enough in which to grow exceedingly old, his fortune would pass as his strength and will. He and his would be utterly dissolved and scattered unto the four winds of the heavens.
But now see wherein the parallel changes. A fortune, like a man, is an organism which draws to itself other minds and other strength than that inherent in the founder. Beside the young minds drawn to it by salaries, it becomes allied with young forces, which make for its existence even when the strength and wisdom of the founder are fading. It may be conserved by the growth of a community or of a state. It may be involved in providing something for which there is a growing demand. This removes it at once beyond the special care of the founder. It needs not so much fore-
