"Perfectly, perfectly," Mills hastened, "my question was awkwardly expressed. I want to know whether this loan is for personal use, for use on the hotel properties, or on the ranches."
"I still fail to see what bearing my use of the money has to do with the question. Egad, sir, I cannot forbear pointing out that in thirty years in this community this is the first time any difficulty has been made over the loan of so paltry a sum!"
"Now, Colonel," returned Mills, "you must not blame me for asking simple financial questions. There is no difficulty whatever making the loan. But it must be remembered that part of my duty to my stockholders and depositors is to know something about where their money goes. You are borrowing on your property, but I have no knowledge as to whether this money is to be spent Inside the property for its improvement, or outside with no return."
The Colonel thought a moment.
"Possibly you are correct there, Oliver. I do not pretend to know a great deal of the banking business." The banker's brow cleared. He did not want to hurt the Colonel's feelings with the direct statement:—that the Colonel's borrowings on his property had already passed the point where general credit is good, and was approaching the point where details would have to be looked into a little. "This loan is to fill out some trifling needs at the Fremont."
"How is the Fremont doing lately?"
"Splendidly; splendidly! We have as lovely a lot of people as you would find anywhere in the country; and all are pleased and satisfied. I fully believe all our friends intend to return next winter."
"That is good; but I mean financially."
"Watson gave me the figures this morning; I've got them somewhere. Here you are," said the Colonel, handing over the statement he had stowed away in his inside pocket.
Mills went through the foolscap sheets carefully.
"This does not seem to be as good a showing as we might expect from the very crowded season we have enjoyed," he suggested at last.
