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15. That, as it will be difficult to determine how much each individual should contribute towards his or her passage, groups being necessarily constituted differently, some of weak, some of strong families, and single individuals, and as the system is one of mutual co-operation—a neighbour for a time contributing his quota to the passage of his neighbour, the same being in due course repaid, as shown in group No. 1.—parties be required to raise as large a sum as their circumstances can possibly admit, the Society only undertaking to help them in some proportion to their own contributions.
16. That no sums be advanced to parties beyond what they can easily repay within two years from the date of their arrival in the colony.
17. That persons not emigrating with the first draft of a group be required to pay 2s. each quarter until they are nominated to a passage, such payments to go towards their own passage-money.
18. That in the event of death or other casualty which may occur previous to embarkation, such payments as may be made to the Society shall be paid into the reserve fund; that the same rule be applicable to payments made by individuals who may after such payments change their minds and not proceed to Australia, unless the central committee shall see good cause to act otherwise.
19. That it shall not be considered as a matter of right that the relatives of persons who have already emigrated and made a part payment of loan shall follow in succession, the decision of the eligibility of families to priority of embarkation resting exclusively with the central and local committees.
20. That when it happens that a family or individuals cannot meet with families who wish to emigrate from their own locality, and thus be unable to form a group, parties thus situated be privileged to join another group, provided that such an arrangement meets the sanction of both parties, and the approval of the central committee, by their producing approved references either through the local committee or other respectable parties.
21. That parties approved by the committee, and entered as members on the list, be required to pay an entrance fee of sixpence each, to meet in part the current expenses of the office.
22. That all adults benefiting by the Loan Society pay a fee of 5s each, and children under fourteen years of age 2s. each, in addition to their passage- money; this sum to be paid with their last instalments to the Loan Society, and to be added to the reserve fund.
23. That family groups be at liberty to choose the colony to which they prefer to emigrate, so that they confine themselves to one colony; deviations from this rule may be allowed, when members of the same group have relatives settled in the different colonies, or under other peculiar circumstances.
24. That, as the success of the Society will much depend upon the character of individuals forming the family groups, enquiries as to the integrity of such parties be instituted by the committees and others interested in the prosperity of the Society, and that persons constituting the group shall pledge themselves not to admit into their body individuals of exceptionable character.
25. That the reunion of families now separated, some at present in Australia, others in different parts of the United Kingdom, be specially encouraged by this Society.
26. That, in relation to this last rule, individuals wishing to make remittances for their relatives or friends at home, in aid of their emigration, and through the medium of this Society, be required to give the agent in the colony satisfactory security for the repayment of such sums as the central committee in England may find it necessary to advance on account of such parties.
