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found to be the last man on earth to become a revolutionist. All his traits were against it. His genius for command, the deep sense of duty and honour, his hospitality, his deathless love of home, his supreme constancy and sense of civic unity, all combined to make him ultraconservative. He began now to see that it was reverence for authority as expressed in the Constitution under which slavery was established which made Secession inevitable.

Besides, the laziness and incapacity of the Negro had been more than he could endure. With no ties of tradition or habits of life to bind him, he simply refused to tolerate them. In this feeling Elsie had grown early to sympathise. She discharged Aunt Cindy for feeding her children from the kitchen, and brought a cook and house girl from the North, while Phil would employ only white men in any capacity.

In the desolation of Negro rule, the Cameron farm had become worthless. The taxes had more than absorbed the income, and the place was only kept from execution by the indomitable energy of Mrs. Cameron, who made the hotel pay enough to carry the interest on a mortgage which was increasing from season to season.

The doctor's practice was with him a divine calling. He never sent bills to his patients. They paid something if they had it. Now they had nothing.

Ben's law practice was large for his age and experience, but his clients had no money.

While the Camerons were growing, each day, poorer, Phil was becoming rich. His genius, skill, and enterprise had been quick to see the possibilities of the water-