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THE YOUNG GIRL ON THE BENCH.
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ion dollars or more, and so no one ever called her plain.

She was an orphan and had been reared by a sensible old aunt, who would doubtless leave her another million.

Penelope knew her defects as well and better than did other people. Shd had no vanity and was blessed with an unusual amount of solid sense.

Penelope Howard was well aware that she would not have to go begging for a husband, but she had loved handsome Dick Treadwell ever since the year before she graduated at Vassar. He had gone there to pay his devotions to another fair under-graduate and came away head over heels in love with Penelope. Nevertheless Penelope was in no hurry to marry.

She loved Richard with all her heart, but there was a barrier between them which he alone could remove.