all beside me in a pigeon-hole, but I scorn to appear vainglorious. Tonti is dead, and I never saw anyone who even pretended to regret him; and, as for the tontine system, a word will suffice for all the purposes of this unvarnished narrative.
A number of sprightly youths (the more the merrier) put up a certain sum of money, which is then funded in a pool under trustees; coming on for a century later, the proceeds are fluttered for a moment in the face of the last survivor, who is probably deaf, so that he cannot even hear of his success—and who is certainly dying, so that he might just as well have lost. The peculiar poetry and even humour of the scheme is now apparent, since it is one by which nobody concerned can possibly profit; but its fine, sportsmanlike character endeared it to our grandparents.
When Joseph Finsbury and his brother Masterman were little lads in white-frilled trousers, their father—a well-to-do merchant in Cheapside—caused them to join a small but rich tontine of seven-and-thirty lives. A thousand pounds was the entrance fee; and Joseph Finsbury can remember to this day the visit to the lawyer's, where the members of the tontine—all children like himself—were assembled together, and sat in turn in the big office chair, and
