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TOM SWIFT AND HIS ELECTRIC RUNABOUT

watch charm. Mr. Berg was evidently going to enter the new bank, for, at the sight of the former agent, Mr. Foger descended the steps, and went to meet him.

Tom, however, had decided upon a plan of action. He steered his machine in toward the curb, ran up the steel wind-shield, and called:

"Mr. Berg!"

"Eh? What's that?" asked the agent, in some surprise. Then, as he caught sight of Tom, and recognized him, he added: "I'm very busy now, my young friend. You'll have to excuse me."

"I won't detain you a moment," went on Tom, casually. "I have something of yours that I wish to return to you."

"Something of mine?" Mr. Berg was evidently puzzled. He approached the electric car, in spite of the fact that Mr. Foger was calling him. "Something of mine? What is it?"

"This!" exclaimed Tom suddenly, extending the compass watch charm, which he always carried with him of late.

"That! Where did you get that. I lost it—"

Mr. Berg paused in some confusion.

"I grabbed it off your watch chain the night you were hiding in our shrubbery, and tripped