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TOM SWIFT AND HIS ELECTRIC RUNABOUT

it was on account of something that happened the other day."

"What was that?"

"Andy, Sam and Pete got the contents of a bottle of stove blacking," and Tom related the occurrence, at which Ned laughed heartily.

"I wouldn't be surprised though," added Ned, "to learn that Mr. Foger started the new bank more for revenge than anything else."

"So that's the reason you've been working late, eh?" went on Tom. "Getting ready for competition. Do you think a new bank will hurt the one you're with?"

"Well, it might," admitted Ned. "It's bound to make a change, anyhow, and now that I have a good position I don't want to lose it. I take more of an interest in the institution now that I'm assistant cashier, than I did when I was a clerk. So, naturally, I'm a little worried."

"Say, don't let it worry you," begged Tom, earnestly.

"Why not?"

"Because I know my father and Mr. Damon will stick to the old bank. They won't have anything to do with the one Andy Foger's father starts. Don't you worry."

"Well, that will help some," declared Ned. "They are both heavy depositors, and if they