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bumped against the law—now it was a new scheme for still more strident advertisement, now it was a story of unsuspected deposits of minerals, now a cheap and nasty substitute for this or that common necessity, now the treachery of a too well-informed employee, anxious to become our partner. It was all put to us tentatively, persuasively. Sometimes one had a large pink blusterous person trying to carry us off our feet by his pseudo-boyish frankness, now some dyspeptically yellow whisperer, now some earnest, specially dressed youth with an eye-glass and a buttonhole, now some homely-speaking, shrewd Manchester man or some Scotchman eager to be very clear and full. Many came in couples or trios, often in tow of an explanatory solicitor. Some were white and earnest, some flustered beyond measure at their opportunity. Some of them begged and prayed to be taken up. My uncle chose what he wanted and left the rest. He became very autocratic to these applicants. He felt he could make them, and they felt so too. He had but to say "No!" and they faded out of existence. . . . He had become a sort of vortex to which wealth flowed of its own accord. His possessions increased by heaps; his shares, his leaseholds and mortgages and debentures.

Behind his first-line things he found it necessary at last, and sanctioned by all the precedents, to set up three general trading companies, the London and African Investment Company, the British Traders' Loan Company, and Business Organizations Limited. That was in the culminating time when I had least to do with affairs. I don't say that with any desire to exculpate myself, I admit I was a director of all three, and I will confess I was wilfully incurious in that capacity. Each of these companies ended its financial