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OWE TO EACH OTHER.
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can make a wise and intelligent decision. Certainly there is no harder thing to do than to employ capital charitably. It would be extreme folly to say that nothing of that sort ought to be done, but I fully believe that today the next pernicious thing to vice is charity in its broad and popular sense.

In the preceding chapters I have discussed the public and social relations of classes, and those social topics in which groups of persons are considered as groups or classes, without regard to personal merits or demerits. I have relegated all charitable work to the domain of private relations, where personal acquaintance and personal estimates may furnish the proper limitations and guarantees. A man who had no sympathies and no sentiments would be a very poor creature; but the public charities, more especially the legislative charities, nourish no man's sympathies and sentiments. Furthermore, it ought to be distinctly perceived that any charitable and benevolent effort which any man desires to make voluntarily, to see if he can do any good, lies entirely beyond the field of discussion. It would be as impertinent to prevent his effort as it is to force co-operation in an effort on some one who does