PUBLIC LAW 103-208—DEC. 20, 1993 107 STAT. 2471 (2) in section 462(d)(4)(C), by striking "three-fourths in 20 USC l087bb. the Pell Grant family size ofiTset" and inserting "150 percent of the difference between the income protection allowance for a family of five with one in college and the income protection £dlowance for a family of six with one in college"; (3) in section 462(e), by reducing the indentation of paragraph (2) by two em spaces; (4) in section 462(h)(4), by reducing the Indentation of subparagraph (B) by two em spaces; (5) in section 463(a)(2)(B)(i)(II), by striking "7.5 percent" 20 USC I087cc. and inserting "7.5 percent for award year 1993-1994 and has a cohort derault rate which does not exceed 15 percent for award year 1994-1995 or for any succeeding award year"; (6) in section 463(c)(4), by striking "shall disclose" and inserting "shall disclose at least annually^; (7) in section 463, by adding at the end the following new subsections: "(d) LIMITATION ON USE OF INTEREST BEARING ACCOUNTS. — In carrying out the provisions of subsection (a)(10), the Secretary may not require that any collection agency, collection attorney, or loan servicer collecting loans made under this part deposit amounts collected on such loans in interest bearing accoiuits, unless such agency, attorney, or servicer holds such amounts for more than 45 days. "(e) SPECIAL DUE DILIGENCE RULE. —In carrying out the provisions of subsection (a)(5) relating to due diligence, the Secretary shall make every effort to ensure that institutions of higher education may use Internal Revenue Service skip-tracing collection procedures on loans made under this part."; (8) in section 463A, by striking subsections (d) and (e); (9) in section 464(c)(2)(B) by striking "repayment or" and inserting "repayment of; (10) in section 464(c)(6), by striking "Fullbright" and inserting "Fulbright"; (11) in section 464(e), by striking "principle" and inserting "principal"; (12) in section 465(a)(2)(D), by striking "services" and 20 USC l087ee. inserting "service"; (13) in section 465(a)(2)(F), by striking "or" after the semicolon; (14) in section 465(a), by reducing the indentation of paragraph (6) by 2 em spaces; and (15) in section 466(c), by reducing the indentation of para- 20 USC I087ff. graph (2) by two em spaces. (g) AMENDMENTS TO PART F OF TITLE IV OF THE ACT. — Part F of title IV of the Act (20 U.S.C. 1087kk et seq.) is amended— (1) in section 472— 20 USC 1087//. (A) in paragraph (10), by striking "and" after the semicolon; (B) in paragraph (11), by striking the period and inserting "; and"; and (C) by adding at the end the following new paragraph: "(12) for a student who receives a loan under this or any other Federal law, or, at the option of the institution, a conventional student loan incurred by the student to cover a student's cost of attendance at the institution, an allowance for the actual cost of any loan fee, origination fee, or insurance pre- 20 USC 1087CC-1. 20 USC 1087dd.