12 2 STA T . 2 69 6 PUBLIC LA W 11 0– 2 8 9 —J UL Y3 0 , 2008 ‘ ‘ (d)MORTGA G EINF OR M AT I ON .—Subject t opriva c y co ns ider - ations , as described in section 304 (j) o f t h e H o m e Mort g age D isc l o- sure A ct of 1975 (1 2U .S. C .2 8 03(j)), the Director shall, by regulation or order, provide that certain information relating to single family mortgage data of the enterprises shall be disclosed to the public, in order to ma k e available to the public— ‘‘(1) the same data from the enterprises that is re q uired of insured depository institutions under the Home Mortgage Disclosure Act of 1975
and ‘‘(2) information collected by the Director under section 1324(b)( 6 ). ’ ’. SEC.1 1 28 . R E VI SI ON O FH O U SIN G GO AL S. (a) R E P EA L .—Sections 1331 through 1334 of the F ederal Housing E nterprises Financial Safety and Soundness Act of 1992 (12 U.S.C. 4561 through 4564) are hereby repealed. (b) HO US ING G OALS.— T he Federal Housing Enterprises Finan- cial Safety and Soundness Act of 1992 is amended by inserting before section 1335 the follo w ing
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‘SEC. 1 3 31. ES T A B LISH M ENT OF HOUSING GOALS. ‘‘(a) IN GENERAL.—The Director shall, by regulation, establish effective for 2010 and each year thereafter, annual housing goals, with respect to the mortgage purchases by the enterprises, as follows: ‘‘(1) SINGLE-FAMIL YH OUSING GOALS.—Four single-family housing goals under section 1332. ‘‘(2) MULTIFAMILY SPE C IAL AFFOR D A B LE HOUSING GOAL.— O ne multifamily special affordable housing goal under section 1333. ‘‘(b) TIMING.—The Director shall, by regulation, establish an annual deadline by which the Director shall establish the annual housing goals under this subpart for each year, taking into consider- ation the need for the enterprises to reasonably and sufficiently plan their operations and activities in advance, including operations and activities necessary to meet such annual goals. ‘‘(c) TRANSITION.—The annual housing goals effective for 2008 pursuant to this subpart, as in effect before the enactment of the Federal Housing Finance Regulatory Reform Act of 2008, shall remain in effect for 2009, e x cept that not later than the expiration of the 270-day period beginning on the date of the enactment of such Act, the Director shall review such goals applicable for 2009 to determine the feasibility of such goals given the market conditions current at such time and, after seeking public comment for a period not to exceed 30 days, may make appropriate adjust- ments consistent with such market conditions. ‘‘(d) ELIMINATING INTEREST RATE DISPARITIES.— ‘‘(1) IN GENERAL.—Upon request by the Director, an enter- prise shall provide to the Director, in a form determined by the Director, data the Director may review to determine whether there exist disparities in interest rates charged on mortgages to borrowers who are minorities as compared with comparable mortgages to borrowers of similar creditworthiness who are not minorities. ‘‘(2) REMEDIAL ACTIONS UPON PRELIMINARY FINDING.—Upon a preliminary finding by the Director that a pattern of dispari- ties in interest rates with respect to any lender or lenders Records.D e a d lin e. Re v ie w . Deadline. Re gu la t ions. Regulations. Ef fective date. 12USC456 1. P u b lic infor m ation. Regulations. O rder.
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